How much do dental implants cost without insurance?
Dental implants is a permanent tooth replacement option that looks and feels like natural teeth. They are placed directly into the jawbone rather than being fixed onto gums or other tissue. Depending on where the implant is placed, it could cost anywhere from around $1,200 to over $10,000. There are many different types of dental implants, each with varying benefits and drawbacks.
The best way to find out how much dental implants cost is to talk to your dentist about what he/she recommends. You can also look online to see prices for implants in your area. In addition, you can check with your health insurance provider to see if you qualify for insurance coverage.
Are dental implants covered by insurance? Choosing the right plan is key
When it comes to choosing a dental insurance policy, one of the most important things to consider is what exactly is covered under the plan. You want to know how much you’ll have to spend out of pocket and what benefits are included.
If you’ve been thinking about getting dental implants, now is a great time to shop around. There are plenty of options out there, and you don’t necessarily have to go with the biggest insurer to find good deals.
The best way to start looking into different policies is to compare a few companies side-by-side. In fact, we did just that here. We compared three major dental insurers — Blue Cross/Blue Shield, United Healthcare Dental Plan and Humana Dental Insurance — to see how much money each would typically cost you over the course of a year, and what benefits they offer.
As you can see, the differences aren’t huge. But there are some notable differences worth noting. For example, while both BCBS and United Healthcare include implants in their basic plans, Humana doesn’t. However, you can still enroll in Humana’s “enhanced” plan for $3 per month. This plan includes implants.
So how do you decide which plan is best for you? Start by considering what you need. Do you want full coverage for implants? Or do you just want to protect yourself against expensive out-of-pocket costs? If you choose a basic plan, you won’t have to worry about those kinds of expenses. But if you want to take advantage of the extras offered by enhanced plans, you’ll have to pay extra.
Also keep in mind that many dental insurers require you to meet certain criteria before you qualify for coverage. So even though you might think you qualify based on your income, you actually might not be able to afford implants unless you have some sort of special circumstance.
There are also a lot of factors to consider when comparing dental plans. For instance, some companies charge more if you have multiple employees. Others charge more if you smoke. Still others charge more if you have a preexisting condition.
What insurance covers dental implants?
If you’re considering getting implants, you’ll probably find yourself wondering what types of coverage you need. You might already know some things, like whether you need to pay out of pocket for the oral surgery or if your employer offers benefits. But there are plenty of other questions you’ll need to ask before making a decision. Here are five things you need to know about dental insurance.
1. What does it cover?
Your dental insurance provider likely provides a list of covered items and services. This includes everything from routine teeth cleanings and fillings to root canal treatments and crowns. However, you might still run into trouble finding information on specific procedures. For example, you might see a listing for “dental implants,” but you don’t know what those are or whether they’re included in your plan. To make sure you know exactly what your plan covers, call your insurer or check online.
2. How do I choose a dentist?
You can select a general practitioner or a specialist depending on your needs. A general practitioner might be able to handle simple issues such as cavities and extractions. However, if you need work done beyond that scope, you might benefit from choosing a specialty practice. Some dentists specialize in cosmetic dentistry, while others focus on orthodontics or prosthodontics. Ask your dentist for recommendations and review his or her credentials.
3. Do I need additional care?
In addition to regular visits, you might need to schedule appointments for X-rays, gum disease treatment, teeth whitening and other special cases. Your dentist can tell you what type of treatment plan you need based on the factors listed above. If you’re unsure, talk to him or her about your options.
Use Spirit Dental to get dental implants covered by insurance
Spirit Dental offers plans that cover implants, so you can enjoy the benefits of having them without worrying about how much it costs. We can even help you afford the appointments you’ll need before and after the surgery.
Plus, we can help you find affordable options that fit your budget. And once you’ve enrolled, you won’t need to wait around to see if your plan covers implants; you can use your insurance immediately.
We don’t charge extra fees for preauthorization, and we waive deductibles and caps on most plans. So you can rest easy knowing that you can receive the treatment you need without breaking the bank.
What if you don’t have dental insurance that covers implants?
If you don’t have dental insurance plans that covers dental implants, you might be eligible for financial assistance to cover the cost of the procedure. You might even qualify for some type of reimbursement if you have a dental insurance plan that includes an implant benefit.
You might know that dentists are required to provide certain procedures under Medicaid, depending on the state where you live. But did you know that many dental benefits include coverage for dental procedure implants? And what if you have no dental insurance? Here are some ways to finance your dental implant procedure.
1. Ask Your Dentist About Payment Plans or Financing Options: Your dentist might offer different payment plans or financing options to help you afford the procedure. Some dentists accept cash payments; others require patients to sign up for monthly installments or make larger down payments upfront. Check with your local office to see what payment options they offer.
2. Consider Reimbursing You With Help From A Health Reimbursement Arrangement (HRA), Flexible Spending Account (FSA), Limited Care Flexible Spending Account (LCFSA) Or Health Savings Account (HSA)
3. Look Into Other Ways To Pay For Dental Implants